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#Finterms: Hardship Withdrawals

Hardship withdrawals from a 401(k) are early distributions taken due to an immediate and heavy financial need. They allow participants to access funds without permanently terminating employment, but they come with strict rules and consequences.
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#Finterms: Employee Stock Ownership Plan (ESOP)

An Employee Stock Ownership Plan (ESOP) is a retirement benefit plan that allows employees to become beneficial owners of stock in the company they work for.
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#Finterms: Incentive Stock Option Plan (ISO)

Incentive Stock Option Plans (ISOs) are a type of employee stock option granted by a company to its employees as a form of incentive compensation.
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Wealth Management Services are offered through Baldwin & Clarke Advisory Services, LLC (BCAS). BCAS is a Registered Investment Adviser with the United States Securities and Exchange Commission (SEC). BCAS’ Form CRS and other disclosure documents can be found here. The information in this website has not been approved or verified by the SEC, or by any state securities authority. Additional information about BCAS is available on the SEC’s website at: www.adviserinfo.sec.gov, using CRD #105666.

Registration does not imply a certain level of skill or training.

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