#Finterms: Registered Investment Advisors (RIAs)
Registered Investment Advisors (RIAs) provide investment guidance to individuals, families, and institutions. RIAs typically collect percentage fees based on their assets under management (AUM). In contrast, other financial institutions (e.g., broker-dealers or “wire houses”) may receive commissions from recommended investments. Some RIAs also provide financial planning guidance for a fixed or hourly rate.
The fiduciary standard further differentiates Registered Investment Advisors from other firms. RIAs have a legal obligation to put client interests first. Care, privacy, and fee-consciousness are central to this duty. Moreover, RIAs generally operate independently and incorporate a variety of investment choices.
Baldwin & Clarke Advisory Services is a Registered Investment Advisor (RIA). Our advisors construct bespoke allocations for each client. Investment management fees are calculated based on the portfolio’s assets under management, and financial planning services are available for a flat fee.
#investments #finance #advisors
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