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Spring is in the Air . . .
Spring has arrived along with the warmer weather. Spring is the perfect time to make that check list of To Do’s. Below is a list of reminders for small business owners’. It’s the little things we sometimes miss that can have an impact on our businesses. We hope that you find these reminders helpful.
60/40 is a financial term Wealth Managers use referring to a portfolio mix, or percentage of equities (stocks) versus your fixed income (bonds) investments. The mix of 60/40 has been a standard (and popular) allocation that seeks to diversify investment risk across stocks (growth) and bonds (income).
The 60/40 blend can be modified based on the investor’s stage of life, retirement/income needs and risk tolerance. More recently, the classic 60/40 portfolio blend is being re-thought due to higher equity valuations and the low interest rate environment versus what has recently been a period of increased inflation rates.
#finterms #60/40 #investments #allocation #stocks #bonds
The Next 10 years: Muted Return Expectations
According to a recent article in the Financial Times, the traditional 60% stock, 40% bond portfolio appears to be obsolete due to the probable underperformance of both of its components for years to come. The forward-looking capital market assumptions from many of the world’s leading asset managers and investment consultants imply tepid returns for stocks and bonds for the coming 10 years.
A properly drafted comprehensive estate plan is an important financial tool that can do many things. First and foremost, it provides a framework for the distribution of your estate (i.e., who gets what, when, and under what conditions, if any).
Wealth Management Services are offered through Baldwin & Clarke Advisory Services, LLC (BCAS). BCAS is a Registered Investment Adviser with the United States Securities and Exchange Commission (SEC). BCAS’ Form CRS and other disclosure documents can be found here. The information in this website has not been approved or verified by the SEC, or by any state securities authority. Additional information about BCAS is available on the SEC’s website at: www.adviserinfo.sec.gov, using CRD #105666.
Registration does not imply a certain level of skill or training.
