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Category: #Finterms
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#Finterms: What are student loans and how do they work?

Student loans are designed to help students pay for higher education expenses. Options ultimately depend upon each family's needs and resources.
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#Finterms: Unified Credit

The unified credit, also known as the federal estate tax exemption or the basic exclusion amount, is a tax provision in the United States that allows individuals to transfer a certain amount of assets to non-spousal heirs without being subject to federal estate tax. The unified credit effectively exempts a certain amount of an individual's estate from federal estate taxes...
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#Finterms: ETF (Exchange-Traded Fund)

An ETF, or Exchange-Traded Fund, is an investment fund holding a basket of stocks, bonds, or commodities. ETFs are similar to Mutual Funds in many ways, with two key differences.
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Wealth Management Services are offered through Baldwin & Clarke Advisory Services, LLC (BCAS). BCAS is a Registered Investment Adviser with the United States Securities and Exchange Commission (SEC). BCAS’ Form CRS and other disclosure documents can be found here. The information in this website has not been approved or verified by the SEC, or by any state securities authority. Additional information about BCAS is available on the SEC’s website at: www.adviserinfo.sec.gov, using CRD #105666.

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