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#Finterms: What is a 401(k)? Is it the same as an IRA?

A 401(k) is an employer-sponsored retirement savings plan. Employees can contribute a portion of their pre-tax salaries to their 401(k) accounts, thus reducing their taxable income. Many employers match a portion of their employees' contributions to the plan, which can help accelerate retirement savings. The contributions and any earnings grow tax-deferred until withdrawal, at which point they are taxed as...

#Finterms: Surrender Value

The surrender value, also known as cash surrender value, of a life insurance policy is the amount of money an insurance policyholder will receive if they decide to cancel the policy before the end of its term or before they pass away. This option is typically only available in permanent or whole life insurance policies, and not in term insurance...

#Finterms: Interest Rates

Interest rates are the cost borrowers pay for debt. This concept is well-understood, as nearly every loan carries some amount of interest. Less understood are the dynamics between interest rates, markets, and the Federal Reserve.

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#Finterms: What is a 401(k)? Is it the same as an IRA?

#Finterms: Surrender Value

#Finterms: Interest Rates